Reliance Health Insurance: Plans for Family, Senior Citizens & Individuals

Reliance Health Insurance Plans Overview

Reliance health insurance offers 4 health insurance plans. The premium of these plans starts from Rs. 3428/yr. The sum insured ranges from Rs. 1 Lakh - 5 Cr. Details of the comprehensive coverage provided by the following 4 Reliance health insurance plans are listed below:

Reliance Health Gain Policy

Starting Premium- 3,428/Yr

Reliance Health Gain is a health plan which provides attractive additional coverage features without imposing an additional premium. The plan offers unique coverage features like extension of the plan term without any extra premium on suffering a Critical Illness, restoration of Sum Assured, a dedicated wellness program among others. Various premium discounts are also available under the plan.

Eligible Age

91 days - 65 years

Coverage

3 Lakh - 1 Cr

Reliance Health Infinity Policy

Starting Premium- NA

Eligible Age

91 days - 65 years

Coverage

5 Lakh - 5 Cr

Reliance Health Wise Policy

Starting Premium- NA

Reliance Health wise is a health plan which provides attractive additional coverage features without imposing an additional premium. The plan offers unique coverage features like extension of the plan term without any extra premium on suffering a Critical Illness, restoration of Sum Assured, a dedicated wellness program among others. Various premium discounts are also available under the plan.Premium Discount for girl child- 1 Girl child : 4%, 2 Girl child : 7%

Eligible Age

91 days - 65 years

Coverage

1 Lakh - 5 Lakh

View All Plans

Reliance Premium Calculator

Use the Reliance health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

Know More About Reliance Health Insurance

Latest Articles On Reliance

Here’s How You Can Celebrate National Women’s Health & Fitness Day 2022

The very last Wednesday in September is commemorated as National Women's Health and Fitness Day. This particular day is set aside to emphasise the value of health and well-being consciousness for...

Ankita Sejpal

Sep 27, 2022

Best Health Insurance Companies in India 2024

Are you looking for the best health insurance company in India? If yes, then you are at right place. Today’s age is the age of technology where medical treatments have become advanced and cutting...

Rupanjali Mitra Basu

Sep 26, 2019

Best Claim Settlement Ratio Health Insurance Companies In India

Health insurance policies have become the most essential part of everyone’s financial portfolios. Medical costs are rising unchecked and without a health insurance policy to pay for the bills, a...

Sneha Banerjee

Sep 20, 2019

View All Articles

FAQs

Yes, you can buy as many health insurance plans that you want. However, when you buy another plan, mention the details of the earlier plan as well

In the case of multiple policies, you can make your health insurance claim under any policy that you want. However, if one policy is insufficient to cover the claim and you are utilising the other policy that you have, make sure to submit all the attested copies of the medical bills and reports to the second insurance company. Inform the second company of the previous claim so that the company would accept the attested photocopies of the documents required and settle your claims based on them

Yes, many health insurance plans allow coverage for dependent parents under a family floater plan. Reliance’s HealthGain allows dependent parents to be covered. However, under HealthWise, coverage for dependent parents is not allowed. You should check the plan to see if it would allow coverage for your dependent parents under its floater variant

No, a critical illness policy covers specified critical illnesses only. Thus, you will be able to claim if you happen to suffer from any of the mentioned critical illnesses

Health insurance premiums are allowed as a deduction under Section 80D. You can claim a maximum deduction of up to INR 25,000 if you buy a policy for yourself and your family. If you are a senior citizen, the limit increases to INR 50,000. Moreover, an additional deduction can be claimed if you are buying a separate policy for your dependent parents. If you are buying a separate policy for your parents and paying the premium, you can claim an additional deduction of up to INR 25,000. If your parents are senior citizens, the limit increases to INR 50,000. So, you can claim deductions of up to INR 1 lakh if you and your parents are senior citizens and you buy separate policies for yourself and your parents.