Reliance Health Insurance Claim Settlement
Reliance Claim Process
Reliance supports both cashless claims and reimbursement claims. This section covers the information on how to check Reliance health insurance claim status, fill Reliance health insurance claim form, and the claim settlement process.
- Once you seek treatment at a networked hospital, contact the hospital’s TPA (Third Party Administrator) desk and fill out a pre-authorization form
- The pre-authorization claim form should be filled and submitted within 24 hours of emergency hospitalisation. In case of planned hospitalisations, however, the form should be submitted at least 3-4 days in advance.
- Submit the form with a copy of your health card which has been issued by Reliance with your health insurance policy.
- The form would then be sent to the insurance company which would assess it and approve the claim.
- Once the claim is approved, the insurance company would settle the hospital bills directly with the hospital.
- You should leave your Discharge Summary and all the relevant hospital reports and bills with the hospital for submitting them with your health insurance claim. You can keep a photocopy of all the documents for your records.
- Another alternative to get your health insurance claim easily settled is through Turtlemint. Turtlemint offers you complete claim assistance without you having to undertake any hassles. You just have to inform Turtlemint’s claim handling department about your health insurance claim and your work is done. Turtlemint, then, coordinates with the insurance company and helps in getting your claims settled at the earliest. To inform Turtlemint of a claim, you can dial their toll-free number which is 1800 266 0101. You can, alternatively, send an email at claims@turtlemint.com to intimate about your claim. Once intimated, Turtlemint would handle your claim and you can relax.
- For reimbursement claims, you have to pay the hospital bills yourself.*When you are discharged from the hospital, collect all the original medical bills and reports along with your Discharge Summary
- Submit your claim with Reliance on all the original medical bills and reports. The company would assess the submitted documents and reimburse you for the medical costs that you incurred
- Another alternative to get your health insurance claim easily settled is through Turtlemint. Turtlemint offers you complete claim assistance without you having to undertake any hassles. You just have to inform Turtlemint’s claim handling department about your health insurance claim and your work is done. Turtlemint, then, coordinates with the insurance company and helps in getting your claims settled at the earliest. To inform Turtlemint of a claim, you can dial their toll-free number which is 1800 266 0101. You can, alternatively, send an email at claims@turtlemint.com to intimate about your claim. Once intimated, Turtlemint would handle your claim and you can relax
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FAQs
Yes, you can buy as many health insurance plans that you want. However, when you buy another plan, mention the details of the earlier plan as well
In the case of multiple policies, you can make your health insurance claim under any policy that you want. However, if one policy is insufficient to cover the claim and you are utilising the other policy that you have, make sure to submit all the attested copies of the medical bills and reports to the second insurance company. Inform the second company of the previous claim so that the company would accept the attested photocopies of the documents required and settle your claims based on them
Yes, many health insurance plans allow coverage for dependent parents under a family floater plan. Reliance’s HealthGain allows dependent parents to be covered. However, under HealthWise, coverage for dependent parents is not allowed. You should check the plan to see if it would allow coverage for your dependent parents under its floater variant
No, a critical illness policy covers specified critical illnesses only. Thus, you will be able to claim if you happen to suffer from any of the mentioned critical illnesses
Health insurance premiums are allowed as a deduction under Section 80D. You can claim a maximum deduction of up to INR 25,000 if you buy a policy for yourself and your family. If you are a senior citizen, the limit increases to INR 50,000. Moreover, an additional deduction can be claimed if you are buying a separate policy for your dependent parents. If you are buying a separate policy for your parents and paying the premium, you can claim an additional deduction of up to INR 25,000. If your parents are senior citizens, the limit increases to INR 50,000. So, you can claim deductions of up to INR 1 lakh if you and your parents are senior citizens and you buy separate policies for yourself and your parents.
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