Niva Bupa Health Insurance Plans

An affordable health insurance plan that makes securing health painless

• Unlimited online/ tele consultations.
• Pharmacy & diagnostic services: Get discounts through our empanelled sevice provider.
• Mental disorder treatment: Covered up to Sum Insured (sub-limit applicable on few conditions).
• Modern treatments: Covered up to Sum Insured (sub-limit applicable on few conditions).

Niva Bupa Health Recharge is a super top-up plan that enhances your and your family’s health insurance cover. Niva Bupa Health Recharge’s deductible acts like a stepney to your health insurance plan. It’s an additional coverage offered to you with a threshold limit. It comes into effect only when your total claim in the same year surpasses the threshold limit This plan has certain sub-limits pertaining to Modern treatments and Mental disorder treatments. For Modern treatment, the following procedures have a sub-limit of Rs 5 lac: Deep Brain stimulation, Immunotherapy- Monoclonal antibody to be given as injection and Intra vitreal injections. For the following procedures, the sub-limit is Rs 2 lac: Bronchial Thermoplasty and Vaporisation of the prostate. Robotic surgeries have a sub-limit of Rs 2.5 lac and Stereotactic radio surgeries have a sub-limit of Rs 3.5 lac, respectively. In all these cases, maximum payout will be the sub-limit specified or the Base sum insured, whichever is lower. Under Mental disorder treatments, following disorders/conditions shall be covered upto 10% of Base sum insured or Rs 50,000, whichever is lower: Severe depression, Schizoprenia, Bipolar disorder, Post-traumatic stress disorder and Generalized anxiety disorder

Niva Bupa Health Insurance Company Ltd. (formerly known was Max Bupa Health Insurance Company Limited) is a joint venture between Fettle Tone LLP (an affiliate of True North Fund VI LLP), a leading Indian private equity firm, and the UK based healthcare services expert, Bupa Singapore Holdings Pte. Limited.While Bupa has six decades of experience in the healthcare industry and a 29 million customer-base in over 190 countries; Fettle Tone LLP (an affiliate of True North Fund VI LLP) is a leading Indian private equity firm, with a focus on investing in and transforming mid-sized profitable businesses into world-class industry leaders.

• Booster Benefit- Get discounts during renewals for every claim free year.
• Shared accomodation cash benefit: Up to 15 Lacs base sum insured: 800 per day (maximum 4,800) Above 15 Lacs base sum insured: 1,000 per day; (maximum 6,000)