National Health Insurance Benefits

National Insurance is a preferred health insurance provider among individuals because of the following reasons

• The company offers a range of health insurance plans which are suitable for the varied insurance needs of individuals
• The premiums of its policies are low and affordable
• Policies are also offered for travelling individuals who need health insurance coverage abroad
• The company has a high claim settlement ratio and settles most of its claims quickly
• The company provides 24*7 support and assistance to customers for their queries as well as grievances

Coverage offered by National Insurance mediclaim plans :

National Insurance Health Insurance plans provide a range of coverage benefits to policyholders. Some of the benefits which are covered under almost all health insurance plans offered by National Insurance include the following

• Hospitalisation expenses : If you are hospitalised for a period of 24 hours or more, the costs incurred on such hospitalisation would be covered. These costs include rent of the hospital bed, ICU room rent, fees payable to surgeons, doctors, anaesthetists, nurses, etc., cost of blood or medicines, treatment costs, etc.
• Pre-hospitalisation expenses : Expenses which are incurred before you are actually hospitalised are called pre-hospitalisation expenses. Health plans cover pre-hospitalisation expenses for a specific period
• Post hospitalisation expenses : After you are discharged from the hospital you might incur medical costs for monitoring of your condition and for recovery. These expenses are called post hospitalisation expenses and they are covered for a specified period
• Day care treatments : There are some treatments which do not need you to be hospitalised for 24 hours or more due to the advancements in the field of medicine.These treatments are called day care treatments and health insurance plans cover these treatments up to the sum insured
• Domiciliary treatments : If you have to take medical treatments at your own home due to non-availability of any hospital bed or if you cannot be moved to the hospital, such treatments are called domiciliary treatments, National health insurance plans cover these domiciliary treatments up to specified limits
• Organ donor treatments : The costs incurred in harvesting organs from an organ donor so that you can undergo a transplant surgery are covered under health insurance plans under the head organ donor treatments
• Free health check-ups : Free health check-ups are value-added benefits which are available under National health insurance plans. The plans allow free medical check-ups at specified intervals so that you can monitor and track your health
• Alternative treatments : Alternative treatments or AYUSH treatments are also covered under some National mediclaim policies. These treatments include treatments taken using non-allopathic means like Ayurveda, Homeopathy, etc.