Future Generali Health Insurance: Plans for Family, Senior Citizens & Individuals

Future Generali Health Insurance Plans Overview

Future Generali health insurance offers 1 health insurance plan. The premium of these plans starts from Rs. 4233/yr. The sum insured ranges from Rs. 3 Lakh - 10 Lakh. Details of the comprehensive coverage provided by the following 1 Future Generali health insurance plan is listed below:

Future Generali Health Total Vital Policy

Starting Premium- 4,233/Yr

A Comprehensive product which offers special care for all. Our Health Total product offers all the covers a person might think to give him a peace of mind, which an individual deserves in this stressful and busy life

Eligible Age

1 day onwards

Coverage

3 Lakh - 10 Lakh

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FAQs

Indemnity health insurance plans are those which cover the actual medical costs that you incur subject to a maximum of the sum insured opted by you. Thus, if you have coverage of INR 5 lakhs but your medical bills total INR 1 lakh the policy would pay only INR 1 lakh in claims

Yes, the premium of a continuous policy would have to be paid at once. However, Future Generali allows you easy instalment facility wherein you can pay the premium in instalments if you want

No, Future Generali does not load the premiums due to your claim experience. So, even if you make a claim in your health insurance policy, the premium would not increase on renewals.

Future Generali allows dependent parents to be covered under some of its health insurance plans. So, you need to check whether the plan that you want to buy allows coverage for dependent parents or not. It is, however, better to cover dependent parents in a separate health insurance plan so that they can be covered optimally and you can also claim an additional tax benefit on the premiums that you pay for their plan.