Bajaj Allianz Health Insurance Premium Calculator & Chart Online

Bajaj Allianz Premium Calculator

Use the Bajaj Allianz health insurance premium calculator to estimate your health insurance premiums.

Premium Calculator

Enter just a few details to calculate your health insurance premium within 30 seconds.

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FAQs

Premium payment for Bajaj Allianz Health Insurance plans can be done online as well as through offline mode. Following are the ways to make an online payment

Net banking
Credit card
Debit card

However, payment can also be done offline through the below ways

Company branch
Electronic Clearing System (ECS)
Drop boxes
Cash/ cheque collection centres

Health insurance plans not only give comprehensive protection but also benefit you by saving a few amounts of tax. You can avail tax deduction on premiums paid towards health insurance plans taken for self, spouse, children and parents. Here are the details

Description	The maximum premium for self, spouse and dependent children	Maximum premium for parents (dependent/non-dependent)	Total deductions available under Section 80D of the IT Act
All members of the family < 60 years of age	INR. 25,000	INR. 25,000	INR. 50,000
Self, spouse and children < 60 years ageEither of the parents > 60 years age	INR. 25,000	INR. 50,000	INR. 75,000
Self > 60 years ageSpouse and children < 60 years of ageParents > 60 years age	INR. 50,000	INR. 50,000	INR. 1,00,000

Following are the illnesses covered under the plan

Kidney Failure
Major organ transplant
Cancer
First heart attack (myocardial infarction)
Coronary artery bypass surgery
Primary pulmonary arterial hypertension
Stroke
Permanent paralysis of limbs
Aorta graft surgery
Multiple sclerosis with persisting symptoms

Cumulative bonus is nothing but the no claim bonus which is given as a reward for not placing any claim during each policy year. This bonus can be accumulated for years. Cumulative bonus helps in lowering the premium amount

Free-look period is the first 10 to 30 days of time after taking the health insurance policy that allows the policyholder to decide whether to continue with the policy or not. If you as an insured are not satisfied with the terms and conditions of the policy, you can cancel the policy during this period by stating the reason for cancellation.