Bajaj Allianz Health Insurance Hospital List in Ernakulam
Bajaj Allianz Health Insurance Network Hospitals In Ernakulam
There are more than 24 Bajaj Allianz Health Insurance network hospitals in Ernakulam. Bajaj Allianz offers cashless treatment and hospitalization facilities at these network hospitals. Search for your nearby Bajaj Allianz cashless hospitals in Ernakulam below:
Other Network Hospitals In Ernakulam
One of the key aspects considered while buying a health insurance plan is the list of network hospitals offered by the insurer within their vicinity, as it ensures ease of treatment. Find the list of hospitals of different insurers in Ernakulam below
Bajaj Allianz Claim Process
Bajaj Allianz supports both cashless claims and reimbursement claims. This section covers the information on how to check Bajaj Allianz health insurance claim status, fill Bajaj Allianz health insurance claim form, and the claim settlement process.
Cashless health insurance claim process In case of a healthcare emergency, if you decide to avail the cashless facility by getting admitted in the nearest network hospital,the following is the process for the claim
- Take admission at network hospitals for cashless treatment
- For planned admission, you need to place a pre-authorisation request for cashless facility needs to be placed 48 hours before admission and for emergency admission at a network hospital,the request can be placed within 24 hours of admission to the hospital
- Hospital verifies customer details and sends the pre-authorisation form to the insurance company
- The company verifies pre-authorisation request details with policy terms and benefits and then communicates the decision to the provider
- If the cashless request gets approved, compensation will be directly given to the hospital at the time of discharge after all the relevant documents are submitted by the hospital
Reimbursement health insurance claim process:
- In case you decide to avail the treatment at non-network hospitals of the insurance company, then the cashless facility cannot be availed. However, you can get the incurred out of pocket expenses reimbursed. Following is the process to be followed for reimbursement of such claims
- Take admission at the preferred hospital. Payout of your pocket at the time of discharge and collect all the original documents and discharge papers
- Initiate the reimbursement claim with Bajaj Allianz General Insurance Company and submit all the relevant documents along with the duly signed and filled claim form
- Company will take decision-based on its review and verification of the documents submitted
- Once the claim is approved, the payment of the claim will be made within 15 days’ time
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