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United India Third Party Car Insurance Overview

There are types of United India Third Party plans

  1. Liability Only Plan

This plan covers the third party liability as mandated by the Motor Vehicle Act, covers the policyholder against the liabilities arising out of the loss to the third party. The plan covers

  • Legal liability for the death or injury of the third party
  • Loss to the property of the third party
  • Cost of the claim decided by the court
  • Expenses incurred
  • In case of death of the insured, the legal representative will be indemnified for the liabilities under the policy
    • Personal accident cover for the driver/owner for death or disability due to accident while travelling, dismounting-mounting of the vehicle
    • Covering complete legal liabilities because of accidental damage, death, injury or loss of property of the third party
    • Cost of the claim decided by the court
    • Expenses incurred

United India Claim Settlement Ratio

97%

United India

94.67%

Industry Average

Car claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. United India has a claim settlement ratio of 97%, as compared to the industry average of 94.67%.

United India Premium Calculator

Use our United India car insurance premium calculator to estimate United India car insurance premium for your car within 30 seconds

Add-ons Available Under United India Car Insurance Plans

Add-ons are additional coverage benefits which can be chosen voluntarily by paying an additional premium. Add-ons help increase the scope of coverage of the Car insurance policy. United India Car insurance plans offer the following types of add-ons with the comprehensive policy:

This extends the geographical area of the policy to Bangladesh, Bhutan, Nepal, Pakistan, Sri-Lanka, Maldives

Personal accident cover for named or unnamed passengers travelling with the insured vehicle.

In case the vehicle belongs to embassy or consulate where the import duty is not included in the IDV, 30% shall be loaded on the premium value.

accessories and fittings which are not part of a manufacturing company, can be covered upon payment of 4% additional premium.

Add-on coverage for CNG, LPG, Bi-fuels kits are also available with United India Car Insurance.

Add-on cover for the fuel tank is also available on additional premium

How To Raise A Claim Under United India Third Party Car Insurance

United India car insurance has a very simple claim process

  1. For accidental claims
    • Contact the insurance company and inform about the incident. A surveyor will be appointed for a survey of the vehicle and the incident
    • If the loss or damage is caused due to riot, let the car be at the place of the incident for the surveyor to inspect
    • Inform the nearest police station, in case of any death or injury of the third party. Inform the hospital where medical treatment was provided
    • After inspection of the vehicle, the vehicle will be towed to the nearest network garage
    • Submit the duly signed and completely filled claim form along with a copy of FIR,vehicle registration, copy of the driving license, original copy of the estimated receipts, cash bills, etc
    • After final inspection the car will be repaired and the claim process will be initiated
  2. For theft claims
    • Inform the policy immediately and file an FIR
    • Contact the insurance company and inform about the incident. A surveyor will be appointed for a survey of the vehicle and the incident
    • Submit the duly signed and completely filled claim form along with a copy of FIR, vehicle registration, copy of the driving license, insurance document, etc
    • Once the insurance company is satisfied, the claim process will be initiated.

Documents Required For Claims

Documents required for making United India Car Insurance Claims
To make a valid claim in your United India Car Insurance policy,the following documents would have to be submitted

  1. The duly signed and completely filled claim form
  2. The original policy document
  3. The Registration Certificate of the car
  4. A self-attested photocopy of your driving license
  5. A copy of the policy FIR for accidental or theft claims
  6. The repair bills in original with a cash receipt

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