United India Third Party Bike Insurance

United India Bike Insurance

Comprehensive Bike Insurance

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Starting Premium

₹ 714/Yr

No. of Branches

1,695+

Cashless Garages

3,100+

United India Third Party Bike Insurance Overview

A third-party liability policy is the most basic bike insurance policy that you can buy. If a policyholder meets with an accident and there is damage or injury to other individuals or properties, the policy has your back. Essentially it covers the liabilities to a third party in the case of an accident.

The plan also includes a personal accident cover for the owner of the bike or the rider of the bike. The minimal coverage on offer ensures that the policy premiums are low as compared to a comprehensive plan. Recent amendments to the Motor Vehicles Act, the same act which mandates third-party liability policy, means that new bikes will be sold along with a five-year third-party liability policy.

United India Claim Settlement Ratio

97%

United India

94.67%

Industry Average

Bike claim settlement ratio is the percentage of claims settled against the total claims received by the insurance company in a given fiscal year. United India has a claim settlement ratio of 97%, as compared to the industry average of 94.67%.

United India Premium Calculator

Use our United India bike insurance premium calculator to estimate United India bike insurance premium for your bike within 30 seconds

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Add-ons Available Under United India Two Wheeler Insurance Plans

Add-ons are additional coverage benefits which can be chosen voluntarily by paying an additional premium. Add-ons help increase the scope of coverage of the bike insurance policy. United India two wheeler insurance plans offer the following types of add-ons with the comprehensive policy:

If you are someone who likes to ride a lot, the idea of crossing borders to another country on your bike is an enticing temptation. However, the risks of riding a bike follow to other countries as well. Fortunately, with United India two-wheeler insurance, you can extend the geographical borders of your policy. By paying a small premium, you can extend your policy coverage to countries like Nepal, Pakistan, Bangladesh, Bhutan, and the Maldives.

The owner of the bike can opt for this add-on if they frequently provide rides to others as pillions or have someone else ride their bike. The personal accident cover for an unknown person will offer compensation in the case of injuries, death or disability of the individual.

This add-on provides cover for all the non-electrical accessories of the bike such as the mirror, carry bags, helmets, etc. Should there be any damage to these parts, the policy will compensate for the same.

Nil depreciation or zero depreciation is one of the most famous add-ons as far as bike insurance policies are concerned. When you claim your policy, the insurance company will compensate for the repairs or replacement of parts but only after deducting the depreciation. You will end up paying the difference from your pockets. However, opting for the nil depreciation cover ensures that you do not have to pay for the depreciation of parts.

Bikers usually add a few electrical or electronic accessories to add appeal to their bikes. If you have done any such modifications, opting for the electrical or electronic accessories add-on might be beneficial. By paying a small amount in premium, you can get adequate coverage for these modifications.

How To Raise A Claim Under United India Third Party Bike Insurance

Should there be an unfortunate accident or incident that requires you to claim your policy, here are the steps that you must follow

Make it a point to inform United India insurance at the earliest about the incident. You must mention the time, place and details of the incident. If the accident is not severe, you can visit a local branch and do the same
It is recommended that you do not move the vehicle from the spot of incident or accident without the insurer mentioning the same. In some cases like a riot, fire, etc. the insurer might send a surveyor to take a look at the scene
For accidents that involve other individuals or properties, it is advisable to file an FIR at the nearest police station
The next step is to get your bike repaired. You can either visit a network garage or a normal garage. Visiting a network garage will enable you to avail of cashless service. For other garages, you would need to get a quotation from the garage and submit the same to United India Insurance Company
The only point to keep in mind is to not start the repair works unless a surveyor reviews the damage and approves it
For visits to the non-network garage, you must submit all the bills to United India insurance for the claims

You can also claim your United India two-wheeler insurance from Turtlemint. This is irrespective of whether you hold a policy with them or not. You can raise a claim on their website and their dedicated team will help you with the settlement process. For any claim related queries, you can call Turtlemint at 1800 266 0101 or send an email at claims@turtlemint.com

United India Customer Care

Customer Care Number

1800 2098 884

Email ID

customercare@uiic.co.in

How To Buy United India Third Party Bike Insurance

You can either buy United India two-wheeler insurance online or offline. Buying a policy offline refers to the traditional method of reaching out to an insurance advisor or visiting a branch office and buying a policy. And online mode allows policy buyers to buy policies from the comfort of their homes.

To buy United India bike insurance online, you can visit the website of United India and look for Quote and Buy option on the website. An easier alternative is to visit Turtlemint. Turtlemint is a website that allows interested buyers to look for policies before zeroing down on one. Browsing through various options will allow you to pick up a policy that not only suits your budget but also your requirements.

Turtlemint has partnered with United India insurance to sell their products on their website. On visiting Turtlemint’s website you can view, review and compare different policies before buying United India two-wheeler insurance. Here are the steps that you need to follow.

Visit https://www.turtlemint.com/two-wheeler-insurance and enter the registration number of your bike to look for available plans
The website lets you look for plans by merely entering your bike’s purchase year and place of registration
Up next, you must provide the following details of your bike,
1. Manufacturer
2. Model
3. Year of manufacture
4. Fuel type
5. Variant
6. Previous policy details
7. Claims made during the previous policy
8. Previous policy provider
You will then be able to view the available bike insurance policies and premiums
Once you are satisfied with a policy, you will be able to buy the policy from the same page.